Memberships and access
One list of who belongs, free members and paying ones alike. Everyone on it gets into your channels, your Discord server and your Telegram group, and everyone who comes off loses that access the same day.
Free to start. You keep 90% of every payment.
A payment clears. A ledger balances. Access appears everywhere you promised it, then vanishes when it lapses. Subnivo is the layer underneath.
Membership event
Maya Ellis → Indigo Circle
4,500 / month
One worked example, followed all the way down.
The plan, the total, the renewal date, what cancelling does. Recurring charges get their own tick, and the wording they accepted is filed with the payment.
PlanIndigo Circle · monthly
Total4,500
Renews26 Aug 2026
Refund policy2026-07-18
Cancellation2026-07-23
Recurring consentrecorded
It counts when the provider confirms it, not when a browser hits a success page. Then 4,050 to you, 450 to us, and your share goes straight to your own bank. We never hold it.
Gross4,500
Creator+4,050
Platform−450
Processing feeabsorbed by Subnivo
Settlementdirect to creator
Paying unlocks nothing by itself. It writes one record: this member is in, and why. Every channel, role and seat reads it, so access never disagrees with billing.
Entitlementgranted
Sourcesubscription
Hubindigo-circle
Paid through26 Aug 2026
Channels here. A role in your Discord. A seat in your Telegram group. When the grace window closes, all of it comes back off. That is the part you would otherwise do by hand, every month.
Subnivo chatchannels granted
Discordrole added
Telegramseat added
On lapseremoved automatically
Every Hub comes with its own space: channels, threads, reactions, mentions, attachments, pins and search. And if your people already live on Discord or Telegram, leave them there. Subnivo keeps their access in step either way.
No direct messages, voice or video in this release.
What you pay, what it gets you, and when it renews.
Any time, in two taps. You keep the period you paid for.
Connect Discord and Telegram once. After that, access just shows up.
No marketplace here. You arrive through the creator's own link or an invitation, never a listing on Subnivo.
No monthly fee. Nothing on free memberships. And no processing fee on top, because that comes out of our 10%, not your 90%.
On a 4,500 monthly membership
0
Unlimited plans, prices and promotions on every Hub.
Your own community, with roles, moderation and search.
Discord and Telegram access, granted and revoked for you.
Invoices, renewals, refunds, disputes and a ledger that balances.
Charging needs a verified creator account. Free memberships need nothing at all.
Subnivo is for legitimate paid communities and professional memberships. That is a line we drew, not a stage we are at.
Only to charge. A free Hub needs nothing but an account. Verification happens the moment you create something with a price on it.
Not that one. Publish a new price for new members instead. Everyone already on the old one keeps it while their membership stays continuous, and that is enforced in the data.
It goes past due and we retry once a day through a grace window you set, three days by default and up to fourteen. If nothing clears, access comes off everywhere it was granted.
Full refunds can be requested within 14 days, and verified duplicate charges stay eligible after that. Requests are reviewed, not automatic. The terms carry the exact wording.
No. Your share lands in your own bank account the same moment ours lands in ours. No wallet, no withdrawal button.
No. No marketplace, no directory, no feed. Members arrive through your link or an invitation you sent. Bringing the audience is your job.
Yes, that is the point. Connect it to a Hub, map each plan to the roles it grants, and Subnivo adds and removes them. Telegram works the same way, except removing access there means removing the member from the group, because Telegram has no roles.
Free to start. You keep 90% of every payment.
